Funding and finance

One of the first and most pressing questions asked about community-led housing is how to fund it.

We suggest splitting the costs into three sections: Group, Plan/Site and Build. See below for the types of outgoings one might expect at each point in the journey:

Group

• Hosting meetings
• Conducting research/housing needs surveys
• Visiting other CLH projects
• Incorporation costs

Plan/Site

• Site surveys
• Planning
• Land acquisition
• Professional fees

Build

• Building/renovation
• Professional fees

The table below shows the mix of funding a CLH group might wish to get at different points. In a typical development the loan/mortgage finance would be the biggest income for the site purchase and build section, with grants and funding topping up funds for development and subsidiary project costs.

Further information on financing CLH projects is available here.